Planning for girls future is the biggest goal of parents to give them a bright future and fulfill their goals prior to this Sukanya Samriddhi Yojana scheme sponsored by the central government has reduced the minimum deposit amount from Rs 1,000 to Rs 250 .This initiative of the government can increase the number of consumers .In January 2015, Modi Government launched the savings scheme for daughters.
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In 2016 Government had done some changes under Sukanya Samriddhi account .According to the new plan, now depositing 250 rupees annually can also be invested in the scheme. Presenting the budget for the year 2018-19, then finance minister Arun Jaitley had said that this scheme is one of the major successes of the Modi government.
Jaitley said in the budget that till November 2017, 1.26 crore accounts have been opened under this scheme. Of these, Rs 19,183 crore has been deposited. Like the PPF and other small savings schemes, the interest rate of this scheme is also fixed on a quarterly basis.
In July-September period, the rate is 8.1 percent
In the month of July-September quarter, the interest rate of this scheme has been fixed at 8.1 percent. According to the plan, parents or legal gaurdian can open an account for the daughters who are till age of 10. According to the notification of the government, an account can be opened in any post office and government bank under Sukanya Samriddhi Yojana.
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Can deposit up to 1.5 lakh rupees annually
The account opened under the scheme remains valid for 21 years. Under the scheme, a maximum of 1.5 lakh rupees can be deposited annually. It has to invest for 14 years. On the maturity period, your daughter will get the amount. The amount to be deposited in it and the benefits received on maturity is exemption under Section 80C of the Income Tax Act.
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