Personal Finance Tips News
Study Now, Pay Later: Are Education Loans Worth the Risk?
Education loans can open doors to quality higher education—but without the right planning, they can also become long-term financial burdens.
4 minute read
Break These 5 Money Myths You Probably Still Believe
Many traditional Indian money beliefs—like “gold is always safe” or “real estate is the best investment”—no longer hold true in 2025. This article busts 5 outdated financial myths and explains smarter alternatives, such as investing in mutual funds over FDs, using credit cards wisely, and getting insurance early
4 minute read
Renting vs Buying in Tier-2 Cities: Smart Moves for 2025
With property prices in Tier-1 cities soaring, Tier-2 cities like Indore, Coimbatore, Lucknow, and Kochi are becoming hotspots for professionals and families. But should you rent or buy a house in 2025? This article compares the cost, flexibility, appreciation potential, and lifestyle value of both options—helping you make the smarter financial choice.
3 minute read
SIP vs FD in 2025: Best Investment Choice for Your Savings
In 2025, choosing between SIP (Systematic Investment Plan) and FD (Fixed Deposit) depends on your financial goals. FDs offer guaranteed returns (6.5–7.5%) with low risk, ideal for short-term savings and risk-averse investors. SIPs, on the other hand, provide higher potential returns (10–15%) through mutual funds but come with market-linked risk—perfect for long-term wealth creation.
4 minute read
Investing in Yourself: Courses, Skills & Side Hustles That Pay Off
Investing in yourself is the one area where risk is low and reward is high. When you build your skills, explore your passions, and create new income streams, you're not just increasing wealth—you’re creating a more powerful version of you.
3 minute read
Why We Spend: The Psychology Behind Your Amazon Cart
Your Amazon cart is more than just a shopping list—it's a reflection of your emotions, habits, and subconscious triggers. From dopamine-driven clicks to emotional spending and personalized suggestions, this article unpacks the psychology behind why we buy.
3 minute read
Baby on Board, Budget on Lock: Planning Family Finances Creatively
Having a baby doesn’t have to break the bank. This article explores creative and practical ways for new parents to plan their family finances—from building a baby-focused budget and cutting costs through swaps and secondhand shopping to exploring flexible income options and saving for the future.
4 minute read
Smart UPI Habits to Save While Spending: Maximize Your Savings with Digital Payments
UPI is more than just a payment method—it’s a tool for smart saving. Learn how to set transaction limits, use cashback offers, automate payments, and track spending for smarter financial management.
4 minute read
Frugal Living Hacks: How to Save Big Without Sacrificing Fun
Living frugally doesn’t mean giving up fun—it’s about making smart financial choices that let you save money while enjoying life. By budgeting with flexibility, seeking free or low-cost entertainment, shopping smart, cooking at home, traveling locally, and embracing DIY projects, you can stretch your budget without feeling deprived.
4 minute read